常見問題解答

選擇退出/放棄

F-1 學生健康保險是強制性的,由大學提供。學生將在入學學期自動獲得保險並收取相應費用。 J-1 交換生、政府資助的學生以及受僱並受美國保險保單承保的學生可以選擇放棄大學提供的保險(如果符合資格)。必須向國際學生和學者辦公室提供一份保險單副本以供審查。大學透過 Aetna Student Health 提供的保險單由學術健康計劃 (Academic HealthPlans) 管理,旨在為學生提供負擔得起的意外和疾病保險。本保單有某些限制和限制,您可以透過閱讀福利摘要來查看這些限制和限制。 豁免。您只能在以下豁免期內選擇退出承保:

所有豁免必須在公佈的豁免截止日期晚上 11:59 之前提交,以便予以考慮。

 

 豁免期
落下2026年7月1日 - 2026年9月9日
春夏2026年11月4日 - 2027年2月8日

 

To qualify for a waiver, your health insurance plan must meet the requirements as listed below.

  1. Provide Primary and Emergency Care within 125 miles of the main UNR campus.
  2. Pay 70% or greater for Inpatient Hospitalization.
  3. Pay 70% or greater for Inpatient and Outpatient Mental Health benefits.
  4. Provide Prescription Medication coverage.
  5. Must not have a Lifetime Maximum amount.
  6. Insurance plan must have offices and operate in the US
  7. Must have Medical Evacuation coverage of $100,000 or more.
  8. Must have Repatriation coverage of $25,000 or more.
  9. Policy must have an effective date on or prior to the start of the SHIP term date
  10. Plan must be ACA compliant
  11. No annual benefit maximum
  12. Plan must NOT require you to pay in full for covered services and then file a claim for reimbursement
  13. Maximum annual deductible of $500 or less

The following are not accepted:

  • ISO
  • Health Share Plansw

If your private health insurance plan meets the criteria you are eligible to apply for a waiver of the UNR Student Health Insurance Plan. Have the following information ready before you begin your waiver application.

  • Your medical ID card
  • Full Policy Document
  • Your NSHE ID number