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To qualify for a waiver, your health insurance plan must meet the requirements as listed below.

1. Provide Primary and Emergency Care within 125 miles of the main UNR campus.
2. Pay 70% or greater for Inpatient Hospitalization.
3. Pay 70% or greater for Inpatient and Outpatient Mental Health benefits.
4. Provide Prescription Medication coverage.
5. Must not have a Lifetime Maximum amount.
6. Insurance plan must have offices and operate in the US
7. Must have Medical Evacuation coverage of $100,000 or more.
8. Must have Repatriation coverage of $25,000 or more.
9. Policy must have an effective date on or prior to the start of the SHIP term date
10. Plan must be ACA compliant
11. No annual benefit maximum
12. Plan must NOT require you to pay in full for covered services and then file a claim for reimbursement
13. Maximum annual deductible of $500 or less

The following are not accepted:

• ISO
• Health Share Plansw

If your private health insurance plan meets the criteria you are eligible to apply for a waiver of the UNR Student Health Insurance Plan. Have the following information ready before you begin your waiver application.

• Your medical ID card
• Full Policy Document
• Your NSHE ID number